DRAFT This policy is a draft. It has not yet been reviewed by a lawyer and may change before IGNIS opens. Items marked [LAWYER] or [BUSINESS DECISION] are still being decided.

IGNIS by Saphira Disclaimer

Last updated: [DATE]

Canonical URL: https://askignis.com/disclaimer

Please read: what we are and aren't

IGNIS by Saphira gives general information about whether a message looks like a scam.
It is not financial, legal, tax, medical, or computer-security advice.
Our answers come mostly from AI and can be wrong.
We are not your bank, the police, or the government.

We do not pay for losses

IGNIS by Saphira is not insurance. We do not reimburse, refund, or recover money lost to scams or fraud, and we do not guarantee you won't be scammed.

Golden rules

Stop. Real companies and government agencies don't rush you, threaten arrest, or ask for gift cards, wire transfers, crypto, or payment apps.
Don't click, call back, or reply using contact info in a suspicious message.
Check yourself: call the number on your card, statement, or the official website.
Talk to someone you trust before sending money.

If you think you've been scammed

In danger, or someone is threatening you? Call 911.
Sent money or gave bank/card info? Call your bank or card company right away using the number on the back of your card. Ask them to stop or reverse the payment.
Report it to the Federal Trade Commission: ReportFraud.ftc.gov or 1-877-382-4357.
Online/internet crime (including large losses or crypto): FBI Internet Crime Complaint Center, ic3.gov.
Identity theft (someone used your info): IdentityTheft.gov.
Older adults: National Elder Fraud Hotline (U.S. Dept. of Justice), 1-833-FRAUD-11 (1-833-372-8311).
Forward scam texts to 7726 ("SPAM") to tell your phone carrier.
Gift cards: call the company that issued the card right away.
Contact local police and your state Attorney General if needed.
Change passwords you may have shared and turn on two-step login.

[LAWYER/OWNER: verify phone numbers and URLs are current before publishing.]